She has done her Ph.D in the area of Economics from Mumbai University. She worked as Associate Professor at Mumbai University for 18 years. She headed the Department of Economics. Thereafter, she worked as Dean PGDM with IILM–Management Institute at Lodhi Road. She also worked as visiting professor with institutes such as ISBF, JIMS, IIPM & TERI in a teaching career of nearly 23 years. She has also worked as research guide for students at Mumbai University and has published papers and participated in conferences at national and international levels. Her major area of research has been on public finance with a special emphasis on Internal Public Debt. She is now working as a Professor with Pearl Academy.